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Help Bike Insurance

Discussion in 'Licence - Rego - Insurance - Law - Rider Training' started by Benimino, Jul 7, 2012.

  1. U_B_WARE

    U_B_WARE Well-Known Member

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    got my ass into gear and finally got some insurance. as earlier post, only got 3rd party fire and theft. $14.50 a month.
     
  2. Grasshopper

    Grasshopper Well-Known Member Premium Member Dirty Wheel Club

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    Cool, who was the insurer? NRMA didn't do fire & theft, only the 3rd party component... Is it agreed value?
     
  3. U_B_WARE

    U_B_WARE Well-Known Member

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    My Bike:
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    motorcycle: 1991 SUZUKI GSX250F (ACROSS) CYCLE 248CC 6 SPEED MANUAL 4 STK

    Type of cover: Fire, Theft & Third Party Property Damage cover

    Period of insurance: From 14 February 2015 until 11.59pm 14 February 2016

    Amount covered: $3,600

    Legal liability: up to $20 million from any one insured incident

    DOHC16V L/C

    oh and thats with suncorp.
     
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  4. Grasshopper

    Grasshopper Well-Known Member Premium Member Dirty Wheel Club

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    Excellent, that sounds pretty good....
     
  5. U_B_WARE

    U_B_WARE Well-Known Member

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    the main thing i wanted was to be covered if i did damage to others. the fire and theft is added piece of mine. covers for attempted theft as well as limited cover for any of my gear with the bike if its stolen. also, only $400 excess.
     
  6. Joker

    Joker If you want me find Club250 on facebook. Premium Member Contributing Member

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    I rang RACV and they don't do theft cover, can you believe it? would only do third party and were hesitant to offer me a quote to do comprehensive (I needed to speak to some special team).

    I hate Youi. They gut out their policies and pester you endlessly (even when you're already insured with them) and they claim "savings". Never going back to that mob.

    I've had most good experiences with GIO, but normally steer clear when their price jumps up because it does... and quite a bit.
     
  7. Phil

    Phil Senior Member Premium Member Contributing Member

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    Oh Stu, I'm shocked by your statement..............YOUI...we get you. Please tell me it isn't so :lolsign:
     
  8. Joker

    Joker If you want me find Club250 on facebook. Premium Member Contributing Member

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    My Bike:
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    I just got a quote from IMR (insuremyride) for my FZR250. $20/month @ $3500 value (market value). Not bad, not bad.

    I was struggling to find anyone who would insure it for theft, and when I did it was like $16/month. $4 a month to replace the bike if I break it (with enough left over to buy me some new gear as well?) I'm in on that.
     
  9. Grasshopper

    Grasshopper Well-Known Member Premium Member Dirty Wheel Club

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    That's a very good deal I think... It's costing me $30pm with NRMA, but I think mine is agreed value for $3,500
     
  10. Phil

    Phil Senior Member Premium Member Contributing Member

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    Stu
    Had my CBR1100xx insured with insure my ride.......a division of Suncorp and have nothing but praise for the excellent standard of service they provided :thumb_ups:
    I would recommend them to anyone, think you have done well mate...........now lets hit the road !!
     
  11. Joker

    Joker If you want me find Club250 on facebook. Premium Member Contributing Member

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    Hell yes, great ocean road for me on saturday - jealous? :cool:
     
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  12. Phil

    Phil Senior Member Premium Member Contributing Member

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    Just a tad, have done it in a car..........bike would be so much better:thumb_ups:
     
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  13. Revolver

    Revolver Big Member

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    Are you sure your insured? I've just been on the IMR website, and they only have the FZR thou and six. They have the FZX 250 which I assume is the zeal. And IIRC they don't insure imports.
     
  14. Joker

    Joker If you want me find Club250 on facebook. Premium Member Contributing Member

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    Hi Mate,

    Yes definitely sure. I actually was skeptical at first so I sent them an email, specifically mentioning this bike was a grey import. This is their response:


    I can confirm that we are able to insure your bike. When completing the quote online to retain the 25 percent internet discount, please enter the bike as follows:


    · Year – 1991
    · Make – Yamaha
    · Model – Yamaha


    Options will then appear to select the FZR250.


    Did all that and all sweet :D
     
  15. ShaneP

    ShaneP Well-Known Member Premium Member Contributing Member

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    IMG_20181030_084903.jpg I've found Aami pretty cheap. Went to get cover for my Across, really only need third party property, came to $6/month, $7.70/month for fire and theft, and $16/month for comprehensive. As you see above, they valued it at $3200-4800; clearly they haven't seen my bike.. But who gets $3k for an Across? Even at $400 excess, still much the same price.
     
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  16. ShaneP

    ShaneP Well-Known Member Premium Member Contributing Member

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    Still reviving an old thread. Went to insure my ZXR, not everyone does insurance on them. I was just going for third party property to be cheap, but because I had NRMA for other vehicles and a no-claims bonus, the comparison was closed Screenshot_20190810-082033.jpeg
    At that, I figured the comprehensive for $20/month until I sell is a nice safety net.
     

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